Privacy Policy

rupantorpay - Payment Gateway Privacy Policy

Effective Date: 01/02/2025

Introduction

Welcome to rupantorpay. Your privacy is of utmost importance to us. This Privacy Policy explains how we collect, use, and protect your information while providing our services, including those accessible via our Android app. It also outlines the permissions required by the app and how these are utilized securely.

Information We Collect

1. Personal Information

- Your name
- Email address
- Phone number
- Payment details

*Purpose*: These details are necessary for user registration, transaction management, and service delivery.

2. Non-Personal Information

- Browser type
- Device type
- Usage data (e.g., time spent on the platform, pages visited)

3. Message Data (SMS)

- *Purpose*: Access to SMS messages related to Mobile Financial Services (MFS) is required for transaction verification and security.
- *Scope*: Only transaction-related SMS messages are accessed and processed locally within the app. No data is stored or shared externally.

How We Use Your Information

We use the collected information to:
- **Facilitate Services**: Enable smooth service delivery, including payment automation and API-based services.
- **Transaction Verification**: Authenticate transactions securely using the app.
- **Enhance Security**: Protect user accounts and transactions with real-time validation mechanisms.
- **Provide Notifications**: Send updates, alerts, and essential communication about your transactions and account.

Sharing Your Information

We do not sell or rent your data. Information sharing occurs only for:
- **Service Providers**: Trusted partners, such as payment processors, to enable service delivery.
- **Legal Compliance**: When required by law or to enforce our terms of service.

Security of Your Information

We employ:
- Encryption to secure data transmissions.
- Regular security audits to identify vulnerabilities.
- Limited data access to authorized personnel only.

While we take all reasonable measures to protect your data, no system is entirely immune to breaches. Please exercise caution while sharing sensitive information.

App Permissions and Data Usage

1. SMS Permission

- *Why Required*: To verify transaction details related to MFS securely.
- *Scope of Use*: Only transaction-specific SMS messages are accessed.
- *Security*: Messages are processed locally and not stored or shared externally.

2. Other Permissions

Any additional permissions required for API-based services or recharge systems will be explicitly disclosed within the app and this policy.

Your Rights and Choices

You have the right to:
- **Access and Update Data**: Review and modify your personal information.
- **Opt-Out**: Disable marketing communications.
- **Revoke Permissions**: Manage app permissions through your device settings.
- **Delete Data**: Request data deletion, subject to legal and operational constraints.

Cookies and Tracking Technologies

We use cookies for analytics and personalized experiences. These cookies can be managed or disabled through your browser settings.

Changes to This Policy

Updates to this Privacy Policy will be posted on this page with the effective date. We encourage you to review this policy periodically.

Contact Us

For queries regarding this policy, contact:
**Email**: [email protected]